Fire, Explosion, Self-Ignition, Lightning
Fire, Explosion, Self-Ignition, Lightning. Loss or damage to the vehicle (and its accessories while fitted) by fire, external explosion, self-ignition. — DigiSurvey.
What it covers क्या कवर होता है
Loss or damage to the vehicle (and its accessories while fitted) by fire, external explosion, self-ignition from an electrical / fuel-system fault, and lightning strike.
आग, बाहरी विस्फोट, electrical/fuel-system fault से self-ignition और बिजली गिरने से वाहन (और उस पर लगे accessories) को हुआ नुकसान।
Surveyor's verdict / key conditions सर्वेयर की जाँच
Section I core peril — admissibility rarely in question, but ask: fire-brigade report (station in-charge's letter + call-sign number), FIR / Daily-Diary entry at the local police station, panchayat note where no station nearby, and photos of the carcass BEFORE moving. For self-ignition, isolate the point of origin (fuel line, battery terminal, aftermarket wiring) — a non-standard CNG kit, aftermarket music / HID lamp, or re-wired battery terminal often converts a payable fire into a repudiation.
Section I का मूल peril — आमतौर पर admissibility पर बहस नहीं, लेकिन माँगें — fire-brigade report (station in-charge का पत्र + call-sign no.), स्थानीय थाने की FIR / Daily-Diary entry, पास कोई थाना न हो तो panchayat note, और carcass को हटाने से पहले की photos। self-ignition में point of origin पहचानें (fuel line, battery terminal, aftermarket wiring) — non-standard CNG kit, aftermarket music / HID lamp या re-wired battery terminal payable fire को अक्सर repudiation में बदल देते हैं।
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