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📜 Permits — Sec. 66 MV Act

Medium Goods Vehicle (MGV) Permit — GVW 7,500 kg to 12,000 kg

Medium Goods Vehicle (MGV) Permit — GVW 7,500 kg to 12,000 kg. A goods-carriage permit for a Medium Goods Vehicle (GVW typically 7,500 kg to 12,000 kg —. — DigiSurvey.

What it covers क्या कवर होता है

A goods-carriage permit for a Medium Goods Vehicle (GVW typically 7,500 kg to 12,000 kg — classes like Tata 1109, Eicher Pro 2049/2059). The driver must hold an HGMV / HGV licence (post-Dewangan views split, but conservative line is HGMV for anything above 7,500 kg GVW).

Medium Goods Vehicle (GVW आम तौर पर 7,500 kg से 12,000 kg — Tata 1109, Eicher Pro 2049/2059 आदि) का goods-carriage permit। driver के पास HGMV / HGV licence होना चाहिए (post-Dewangan views बँटे हुए; conservative line यह है कि 7,500 kg GVW से ऊपर कुछ भी HGMV)।

Policy wording sample"The vehicle, being a Medium Goods Vehicle, shall be driven only by a person holding a Driving Licence valid for driving a Heavy Goods Motor Vehicle under the Motor Vehicles Act, 1988. Breach of this condition shall entitle the Company to repudiate the claim for the loss so caused."

Surveyor's verdict / key conditions सर्वेयर की जाँच

Verdict

Verify (i) permit class matches, (ii) expiry on DOL, (iii) HGMV driving licence of the driver on DOL — a Light-licence driver on an MGV is a serious statutory breach, often with Pay-and-Recover in TP. Overload beyond RC rated capacity is the second most common breach.

पक्का करें — (i) permit class match, (ii) DOL पर expiry, (iii) DOL पर driver का HGMV driving licence — MGV पर Light-licence driver गंभीर वैधानिक breach, अक्सर TP में Pay-and-Recover। RC rated capacity से अधिक overload दूसरा सबसे आम breach।

Reference material — verify figures against the current IRDAI master circular and quote the actual policy wording in the report.

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