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📜 Permits — Sec. 66 MV Act

Contract Carriage Permit — Buses, Maxi-cabs, Chartered Buses

Contract Carriage Permit — Buses, Maxi-cabs, Chartered Buses. A Contract Carriage Permit issued under Sec. Policy wording + surveyor verdict inside. — DigiSurvey.

What it covers क्या कवर होता है

A Contract Carriage Permit issued under Sec. 74 of the MV Act for a vehicle plying under a single contract for an agreed sum for the entire journey, typically buses, mini-buses, maxi-cabs and chartered coaches. The passengers may NOT be picked up or set down along the route for individual fares; the contract is one trip, one group, one sum.

MV Act की धारा 74 के तहत Contract Carriage Permit — पूरी यात्रा के एक तयशुदा payment पर single contract में चलने वाले वाहन (buses, mini-buses, maxi-cabs, chartered coaches)। route पर अलग-अलग किराये पर सवारी चढ़ाना/उतारना मना — contract एक trip, एक group, एक sum पर।

Policy wording sample"The vehicle shall be used as a Contract Carriage in accordance with the permit granted under Section 74 of the Motor Vehicles Act, 1988. Any use for the carriage of passengers at separate fares, or any deviation from the agreed contract, shall render this policy liable to repudiation for the loss so arising."

Surveyor's verdict / key conditions सर्वेयर की जाँच

Verdict

Check (i) permit validity on DOL, (ii) the trip was a bona-fide contract (hire paper / booking slip / group identity available), (iii) the vehicle did not carry individual fare-paying passengers (that would convert it to an un-permitted stage carriage), (iv) seat count on the permit matches the actual occupancy. Any violation of the contract-carriage nature can be a "Limitations as to Use" breach for the OD claim.

जाँचें — (i) DOL पर permit validity, (ii) trip सच में एक bona-fide contract था (hire paper / booking slip / group identity मौजूद), (iii) गाड़ी ने अलग-अलग किराये वाली सवारियाँ नहीं ढोईं (वरना un-permitted stage carriage बन जाती), (iv) permit पर seat count असली occupancy से match। contract-carriage की प्रकृति का कोई उल्लंघन OD claim पर "Limitations as to Use" breach बन सकता है।

Reference material — verify figures against the current IRDAI master circular and quote the actual policy wording in the report.

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