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Preferred Garage / Garage of Choice

Preferred Garage / Garage of Choice. Lets the insured choose any garage (even outside the insurer's network) for an admissible repair without a. — DigiSurvey.

What it covers क्या कवर होता है

Lets the insured choose any garage (even outside the insurer's network) for an admissible repair without a labour-rate penalty.

मान्य मरम्मत के लिए insured को कोई भी garage (network से बाहर भी) चुनने देता है, labour-rate पर penalty के बिना।

Surveyor's verdict / key conditions सर्वेयर की जाँच

Verdict

Validate the chosen garage's GST + estimate quality as usual. Just because the cover is opted does not mean inflated labour or imported parts must be accepted — standard reasonableness checks still apply.

चुने गए garage की GST और estimate की quality सामान्य तरीके से जाँचें। कवर लिया होने का मतलब बढ़ा हुआ labour / imported parts मान लेना नहीं — reasonableness जाँच वही रहती है।

Reference material — verify figures against the current IRDAI master circular and quote the actual policy wording in the report.

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