Pay How You Drive (PHYD / Telematics)
Pay How You Drive (PHYD / Telematics). A telematics-based pricing model — a device / app tracks driving behaviour (speed, braking, cornering, time-of-day). — DigiSurvey.
What it covers क्या कवर होता है
A telematics-based pricing model — a device / app tracks driving behaviour (speed, braking, cornering, time-of-day) and the renewal premium is adjusted on that score.
टेलीमैटिक्स-आधारित मूल्य निर्धारण — device/app ड्राइविंग व्यवहार (speed, braking, cornering, time) ट्रैक करता है और renewal premium उसी के आधार पर तय।
Surveyor's verdict / key conditions सर्वेयर की जाँच
Does not change claim admissibility. Note on file; the telematics data is NOT a reason to reject a claim unless the policy wording explicitly permits it.
क्लेम स्वीकार्यता पर असर नहीं। फ़ाइल में नोट करें; telematics data को क्लेम reject करने का आधार तब तक न बनाएँ जब तक policy wording साफ़ न कहे।
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