IMT-27 — Burglary / Theft of Accessories while in the Car
IMT-27 — Burglary / Theft of Accessories while in the Car. An endorsement extending the policy to cover accessories carried inside the vehicle (not. — DigiSurvey.
What it covers क्या कवर होता है
An endorsement extending the policy to cover accessories carried inside the vehicle (not fitted) against burglary / theft while they are inside the vehicle — mobile phones, laptops, cameras, small valuable items. Up to the sum insured specified in the endorsement.
एक endorsement जो गाड़ी के अंदर रखी (fitted नहीं) accessories — mobile phones, laptops, cameras, छोटे कीमती items — को उनके अंदर होने पर burglary/theft से cover करता है। endorsement में specified sum insured तक।
Surveyor's verdict / key conditions सर्वेयर की जाँच
Needs reasonable proof — original invoice / bill, FIR naming the items, forcible-entry evidence. The vehicle must have been secured (windows closed, doors locked); items visible from outside through an unlocked window typically break the "burglary" definition. Verify not already covered under a home-contents / fire policy — avoid double claim.
उचित सबूत चाहिए — original invoice/bill, items का नाम लेती FIR, forcible-entry evidence। गाड़ी secured होनी चाहिए (खिड़कियाँ बंद, दरवाज़े locked); unlocked खिड़की से बाहर से दिखते items अक्सर "burglary" की परिभाषा तोड़ देते हैं। पक्का करें home-contents / fire policy में पहले से cover नहीं — double claim से बचें।
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