IMT-1 — Vintage Car Cover
IMT-1 — Vintage Car Cover. A specific endorsement attaching the policy to a Vintage Car (manufactured on or before 31 December 1940, or as defined by the. — DigiSurvey.
What it covers क्या कवर होता है
A specific endorsement attaching the policy to a Vintage Car (manufactured on or before 31 December 1940, or as defined by the Vintage and Classic Car Club of India / FIVA, in widely followed practice pre-1950 original-condition cars). The endorsement replaces normal depreciation on the vehicle with a fair-market-value / insured-sum basis.
Vintage Car (31 दिसंबर 1940 या पहले निर्मित, या Vintage and Classic Car Club of India / FIVA की परिभाषा — व्यापक practice में 1950 से पहले की original-condition cars) पर पॉलिसी attach करने वाला specific endorsement। normal depreciation की जगह fair-market-value / insured-sum basis।
Surveyor's verdict / key conditions सर्वेयर की जाँच
For a vintage-car claim: NO IMT-23 depreciation scale applies — valuation is on the agreed sum insured. Verify (i) IMT-1 is on the schedule, (ii) current FIVA / VCCCI valuation certificate on file, (iii) use restricted to rallies, exhibitions and limited road use. If vehicle was used routinely (daily / commuting), insurer may contest.
vintage-car claim में IMT-23 depreciation scale लागू नहीं — valuation agreed sum insured पर। पक्का करें — (i) schedule पर IMT-1, (ii) file में current FIVA / VCCCI valuation certificate, (iii) use rallies, exhibitions और सीमित road use तक। अगर गाड़ी routinely (daily / commuting) चली — insurer contest कर सकता है।
Build the whole report around this knowledge
DigiSurvey opens the Claims Knowledge Library inside every report, next to the right field — so the correct wording and the correct rule are always one click away while you draft.
⚡ Try the DigiSurvey platform free 📖 Browse the full library