IMT-23 — Dep. Waiver on Specified Fibre-Glass Parts (standard broad)
IMT-23 — Dep. Waiver on Specified Fibre-Glass Parts (standard broad). The widely recognised IMT-23 endorsement, which brings fibre-glass depreciation DOWN. — DigiSurvey.
What it covers क्या कवर होता है
The widely recognised IMT-23 endorsement, which brings fibre-glass depreciation DOWN TO NIL (from the standard 30% / 50%). Rubber, nylon, plastic parts, tyres, tubes and batteries continue at 50%. Metal / other parts follow the age-based scale. Glass is nil anyway. See the Add-on Covers library entry for the full practical interplay with Nil-Dep.
व्यापक रूप से मान्य IMT-23 endorsement — fibre-glass पर depreciation को NIL (standard 30%/50% के बजाय) ले आता है। rubber, nylon, plastic parts, tyres, tubes और batteries 50% पर जारी। metal/अन्य parts उम्र-आधारित scale पर। Glass वैसे ही nil। आधुनिक Nil-Dep के साथ पूरे व्यावहारिक interplay के लिए Add-on Covers library देखें।
Surveyor's verdict / key conditions सर्वेयर की जाँच
When IMT-23 is on the policy AND a Zero-Dep add-on is also on — Zero-Dep supersedes contractually (broader cover). When ONLY IMT-23 — apply nil-dep ONLY on the specified parts (fibre-glass), standard on others. Compulsory excess and consumables (unless Consumables add-on) are still deducted.
जब policy पर IMT-23 है और Zero-Dep add-on भी — Zero-Dep contractually supersede (broader cover)। सिर्फ़ IMT-23 हो तो nil-dep सिर्फ़ specified parts (fibre-glass) पर, बाकी पर standard। compulsory excess और consumables (जब तक Consumables add-on न हो) फिर भी कटते हैं।
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