IMT-20 — Theft of Accessories Separately Insured
IMT-20 — Theft of Accessories Separately Insured. An endorsement specifying a list of accessories (music system, LCD screens, custom alloy wheels,. — DigiSurvey.
What it covers क्या कवर होता है
An endorsement specifying a list of accessories (music system, LCD screens, custom alloy wheels, roof-rack, auxiliary lamps) with their individual sum-insured, so that in the event of their theft, each item is settled against its specific sum-insured — avoiding generic under-insurance disputes.
एक endorsement जो accessories (music system, LCD screens, custom alloy wheels, roof-rack, auxiliary lamps) की list उनके individual sum-insured के साथ specify करता है — चोरी पर हर item अपने specific sum-insured पर settle, generic under-insurance विवाद से बचाव।
Surveyor's verdict / key conditions सर्वेयर की जाँच
For an accessory-theft claim: match each stolen item to the IMT-20 schedule; settle on the specific sum-insured per item, with evidence of ownership (bill / fitment receipt) and forcible-entry proof. Items NOT on the IMT-20 schedule may still fall under IMT-27 (burglary of accessories) if the policy carries that.
accessory-theft claim में — हर चोरी item को IMT-20 schedule से match करें; specific sum-insured पर settle, ownership सबूत (bill / fitment receipt) और forcible-entry proof के साथ। IMT-20 schedule पर नहीं वाले items अभी भी IMT-27 (burglary of accessories) के तहत आ सकते हैं अगर policy पर वह है।
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